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3 Beds
3 Baths
2,360 sqft

$1,574,000

1102 LADIES STREET, Fernandina Beach FL, 32034

Price per sqft$666.95
Built in2019
Property size2,360 sqft
Property typeResidential

Overview

Active

Listed Mar 5, 2026

Updated 2 days ago

Built in 2019 on a rare 0.21-acre double lot in Historic Old Town, this custom residence offers a combination difficult to replicate: the architectural character of one of Fernandina Beachs most distinctive neighborhoods with the comfort and advantages of modern construction. Designed by Eric Moser and built by Jim Cartwright, the home was thoughtfully conceived to complement its historic surroundings while meeting today’s expectations for quality and livability. Multiple porches invite relaxed mornings and effortless entertaining, while the fully fenced backyard, outdoor shower, space for a future pool, and dedicated parking area create an unusually versatile setting for enjoying the coastal lifestyle. Inside, vertical-grain heart pine flooring, natural mahogany interior & exterior doors, a wood-burning fireplace, restored vintage lighting, and distinctive architectural details bring warmth and authenticity throughout. The kitchen is anchored by a BlueStar Platinum Series range and character-rich cabinetry selected to complement the homes traditional design. A standing-seam metal roof, high-performance insulation, PG-40 rated windows, and carefully selected structural and exterior materials reflect an emphasis on durability and long-term performance. Flexible interior space can serve as a home office, studio, or quiet retreat, while a separate storage building with electrical service adds practical utility. With no HOA and convenient access to downtown Fernandina Beach, the waterfront, dining, shopping, and Amelia Islands coastal amenities, this property presents a distinctive alternative for the buyer seeking something truly special. Schedule your private showing today.

$10,472/mo

Est. mortgage payment based on a $1,574,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
115257

Interior Features

Bedrooms
3
Bathrooms
3
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.21 Acres

Also listed on NEFMLS

 

Courtesy of AMELIA ISLAND REAL ESTATE SERVICES, Tamara Jones,
Listing Contact: 678-427-1866 

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Susan Dunham shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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